Energy Efficiency

Energy Objective – Requirements

The proposal (combination of interventions) for energy upgrade, submitted with the application, should cover the minimum energy target of the application, as follows:

For all types of application (individual apartments, detached houses, apartment buildings), mandatory upgrade by at least three (3) energy categories, in relation to the classification in the A 'PEA, in order to ensure Primary Energy Saving of more than 30%.

Every structural element that is part of the shell, as well as every technical system, when installed afterwards or replaced, must meet the minimum energy efficiency requirements of K.E.N.A.K. to the extent that this is technically, functionally and economically feasible. In addition, if the implemented project concerns a radical renovation of the building / building unit, within the meaning of the provisions of par. 12 of article 2 of law 4122/2013, all the technical systems and structural elements of the shell must be meet the minimum energy efficiency requirements for existing buildings and to achieve the classification of the building / building unit in the energy category B, according to par. 5 of art. 7 of the "Energy Efficiency Regulation of Buildings" (K.E.N.A.K. to the extent that this is technically and functionally feasible. In case the achievement of category B is not technically and operationally feasible, the renovated building / building unit should be classified in the energy category resulting from the Energy Efficiency Study.

It is pointed out that in addition to the minimum energy efficiency requirements of K.E.N.A.K, the additional requirements of the program related to interventions must be met (eg energy glass, obligation to install a solar hot water supply system), such as these described in the "Tasks" subsection.

In order to check the above requirements, the materials and systems that will be used for the interventions must be certified for their energy characteristics. Specifically for the systems of category 3 (except subcategories 3.A, 3.H), category 4 and subcategory 1.G of tables 3.2.1 and 4.1.1 in the subsection "Tasks", a product form is presented, as defined in Directive 2010/30 / EU of the European Parliament and of the Council of the European Union on Energy Labeling. In addition, the materials and electromechanical systems, for which there is a relevant obligation under the current legislation, must be CE marked.

It is pointed out that the manager (contractor or developer) of the waste from excavations, constructions and demolition (A.E.K.K.), according to the provisions of the JMC no. 36259/1757 / Ε103 / 2010 (ΒΔ1312Β), is obliged for the alternative management of this waste, in particular with the preparation for the reuse and the recycling.

The interventions, submitted with the application for inclusion in the Program, arise based on the recommendations of the Energy Inspector and relate exclusively to the following categories of eligible interventions.

It is pointed out that during the completion of the project and based on the 2nd PEA, achievement controls will be carried out both for the minimum energy target and for the energy savings.

Eligible interventions by type of residence

The interventions that may be eligible by type of residence-application are listed in table 3.2.1. They include interventions in frames / shading / ventilation systems, thermal insulation, cooling heating systems, domestic hot water systems, energy management devices (smart home) and lighting upgrade.

Description of eligible interventions

1. Replacement of Frames. Based on the requirements of the program for energy upgrade, in this category are eligible:

(i) Replacement of existing frames with heat-insulating / thermal breakable (in the case of aluminum frames) frames and with at least double energy glazing (with low emission coating), including demolition, and work required for structural element (subcategories 1.A1, 1.A2, 1.B1, 1.B2, 1.C1, 1.C2). Also, the replacement of the front door in a detached house / apartment building is eligible, and the replacement of staircase and skylight frames in an apartment building. Please note that this category does not include "openings" to interiors of the building, heated or not (eg apartment door).

The maximum eligible cost per window surface varies depending on the type of window (door-window), the frame construction material (aluminum, wood, synthetic material), and the thermal permeability coefficient of the frame-glass combination only, without spacer the existence of night insulation, ie roll-cover, or mounted box is taken into account.

It is noted that the frames whose visible sides of the cross-sections are classified up to the combustion class E according to the standard ELOT EN 13501-1 are eligible. Please note that for the calculation of criterion K1 (see section "Procedure" sub-section "Evaluation" paragraph "Evaluation criteria"), the cost of interventions 1.A1 and 1.A2 will be multiplied by 0.40 as aluminum is classified as non-combustible material, according to Table D4 of Annex D of the fire protection regulation of buildings (PD 41/2018, Government Gazette 80 / A / 7-5-2018).

(ii) Replacing only glass (subcategory 1.D) with at least double energy-emitting low-emissivity glass (including frame adjustment work where required) for eligible homes / apartments / blocks of flats, protected as part of a specific environment or of particular architectural or historical value such as buildings preserved within traditional settlements, to the extent that compliance with certain minimum energy efficiency requirements would unacceptably alter their character or appearance and provided that an energy upgrade is achieved at the same time. existing framework and new double energy glass) above the minimum requirements of K.E.N.A.K.

(iii) The installation of external protective sheets (subcategory 1.E1) with box-roll system or covers, as additional (and not independent) costs of window replacement. If a mounted box-roll system is selected, the box must be heat-insulated / heat-insulated.

(iv) The installation of fixed or movable shading systems (subcategory 1.E2) such as awnings and awnings, including support equipment and installation work of such systems.

(v) The installation of central or non-central mechanical ventilation system (subcategory 1.G) with heat recovery. The ventilation or mechanical ventilation system must comply with Union energy requirements. The installation of a central mechanical ventilation system with heat recovery, includes the branches, the internal and external supply and exhaust outlets, the filters, the sound traps and the control systems.

Κουφώματα

2. Installation / upgrade of thermal insulation. In order to insulate the building shell, it is optional to install thermal insulation (exterior or interior) a) on the roof (whether it is a flat roof or a roof under a non-insulated roof), b) on the exterior masonry and the supporting structure and c) on the floor either above an open pillar space (pilotis) or from another unheated space (eg ground floor). The thermal permeability coefficient of the structural element that results after the application of the thermal insulation layer should cover the minimum requirements of K.E.N.A.K.

More specifically, this category includes the following:

(i) Exterior thermal insulation of the roof, inverted or not, with the creation of a layer of grout, sealing, thermal insulation material, geotextile and the final coating (subcategory 2A).

(ii) The thermal insulation of a roof or slab under a non-thermally insulated roof, by creating a leveling layer and the thermal insulation layer (subst. 2B).

(iii) The thermal insulation (exterior or interior) of the other shell, ie exterior masonry, load-bearing structure and floor on pilot or unheated space, roof plate on the inside, with thermal insulation materials and, where appropriate, organic coating or light curtains e.g. plasterboard (subcategories 2.C1, 2.C2).

The maximum eligible cost, per surface of a thermally insulated structural element, varies depending on the type of structural element (roof, roof, masonry / load-bearing structure, floor), the type of final coating (coating or light curtain) and the thermal resistance of the thermal insulation.

Θερμοπρόσοψη

3. Heating / cooling system upgrade. In this category are eligible:

(i) The installation of a new or replacement of an existing heating system with a new system (central or individual), natural gas / liquefied petroleum gas / biomass / heat pump /CoP. E-H.H.P. (Co-production Electricity-Heat High Performance) The installation / replacement concerns the electromechanical equipment of the boiler room (boiler, burner, circulator, automation, chimney, etc.) in its entirety, and the distribution network (thermally insulated according to K.E.N.A.K.). It is optional (on the heating surface) to install an underfloor heating system (subcategory 3.H) only in combination with a heat pump heating system (subcategory 3.C) or a geothermal heat pump (subcategory 3.D).

Costs for other heat transfer terminals (radiators, fan coils) are not eligible. The eligible cost concerns only one heating system (individual / shared) and not more than sub-categories 3.B to 3.F of table 4.1.1 in the sub-section "Grant" paragraph "Eligible Intervention Budget".

The maximum eligible cost varies depending on the power of the system. In the case of a heating system (categories 3.B to 3.F) consisting of either unit arrays (eg gas boilers) or independent systems per building section (eg A / T per floor) the eligible cost relates to the total installed power (as if it were a unit) and not each unit separately.

(ii) The installation of air-to-air heat pump of split type, multi split unit (subcategory 3.G) for space heating / cooling. The replacement of existing systems is allowed if they do not meet the minimum requirements of K.E.N.A.K and this is documented by the Energy Inspector. In cases where a multi split unit system is installed, each such system is counted as one (1) unit, regardless of the number of indoor units.

(iii) Installation of automatic control systems for the operation of the heating system (subcategory 3.A), such as time-programmed room thermostats, supply temperature compensation systems or proportional regulation of thermal power and / or hydraulic balancing of networks and flow load regulation ( three-way or four-way solenoid valves, circulating speed controllers, etc.), analog thermostats-controllers (excluding simple on / off room thermostats), thermostatic radiator heads, etc. including calorimetry systems for the distribution of heating costs, provided that the category of automatic control devices (of the installation) is upgraded by at least one category of table 5.5 "Categories of control devices & automation" of Τ.Ο.Τ.Ε.Ε. 20701–1 / 2017. In this subcategory, the costs of works for the upgrade of the supply for the installation of the heat pump are also accepted, with the exception of the cost for the increase of the power supply, which is paid to the Network Operator (Operator of the Hellenic Electricity Distribution Network D.E.D.D.I.E.).

Θέρμανση

4. Hot water system (DHW) using Renewable Energy Sources (RES). In this category it is eligible to install a heat pump, solar system for the supply of hot water and / or assistance of the main heating system (collector, water storage tank, support base, new piping network thermally insulated according to K.E.N.A. K, etc...). The eligible cost concerns only one DHW supply system and not more than sub-categories 4.A to 4.D of table 4.1.1 in the sub-section "Grant" paragraph "Eligible Intervention Budget".

For those eligible homes where there is no installed DHW system using RES, it is mandatory to install a solar system to provide DHW, unless this is not possible and there is relevant documentation from the Energy Inspector.

Ηλιακός Θερμοσίφωνας

5. Other energy saving interventions. Eligible interventions in this category are:

(i) Installation of smart management systems (smart home), which contribute to energy savings (subcategory 5.A).

Intervention is only eligible when included in the energy upgrade proposal and energy saving interventions (categories 1 to 4). Smart systems and technologies are eligible, which:

a. They adjust and maintain energy consumption (appliances, lighting, heating, hot water, etc.) at the levels chosen by users in order to save energy.

b. They collect, analyze and present energy consumption data.

c. Adjust and maintain shading levels to achieve optimal energy savings.

Eligible systems regulate the operation of an entire building or unit and must include the following:

Intelligent electrical charge management systems

Systems that enable the control and adjustment of light intensity (eg intelligent sensors to detect user movement and / or ambient conditions (night / day), intelligent lamps, shading automation, etc.) or control of other electrical charge (eg smart switch for water heater management), as well as recording of electricity consumption.

Intelligent heating / cooling systems

Systems and sensors, which have the ability to monitor and regulate the temperature separately in each room. (eg smart thermostats, smart sockets, smart switches, smart relays, etc.).

Intelligent Remote control & monitoring systems

Systems that provide users with the ability, through appropriate equipment (eg central device that connects to the rest and coordinates the overall system) and software, to receive reports and alerts related to its energy consumption as well as remote control and device management (eg user notification if a device is left open, if not all lights are off, smart leak sensors, temperature, humidity, etc.).

At the same time cannot be eligible in the intervention "3.A automatic heating system operation control devices", intelligent heating system management systems, which are installed in the context of this intervention.

Surveillance systems and security systems are not eligible.

(ii) Upgrading of lighting in the common areas of an apartment building (subcategory 5.B)

Intervention is only eligible when included in the energy upgrade proposal and energy saving interventions (categories 1 to 4).

The intervention includes the replacement of all lighting points with LED lamps and the replacement of the lighting timing system, with an intelligent system that includes at least one of the following: motion sensors, day / night sensors, lighting activation point depending on the input / output.

Smart Home
Eligible Intervention Budget

The eligible expenditure ceilings for the categories of eligible interventions and their subcategories, analyzed in the previous chapter, are listed in Table 4.1.1 and are presented, by category of expenditure, based on their energy characteristics.

Note:
If the heating system includes the domestic hot water supply (DHW) and the DHW storage tank is integrated in the heating system, interventions 4.A, 4.C, 4.D are not eligible, while the price is reduced in 4.B, according to the amount mentioned in the Guide.

For replacement or new installation of heating systems in a building / building unit, the proposed maximum thermal power of the system (kW), based on the product report of the system, cannot be in a higher category of power area of table 4.1.1 than the power category of maximum calculated (Pgen) that has resulted from the relationship 4.1 of T.O.T.E.E. (Technical instructions of the technical chamber of Greece) -20701-1 / 2017 or from the heating application study (taking into account the energy upgrade of the building / building unit according to the 1st recommendation of PEA). If a higher power system is installed located in a higher category of power area of table 4.1.1 approx. 3 then the power category of the category with the maximum calculated (Pgen) is eligible.

In case the heating system includes the domestic hot water supply (DHW) and the DHW storage tank is integrated in the heating system, the maximum spending limits of subcategories 3.B to 3.D are increased by € 1,700 for power classes I-IV, by € 2,500 for power classes V-VI, and by € 3,500 for power classes VII-VIII, without exceeding the ceiling of € 28,000. In this case, no eligible expenditure is made in subcategory 4.A, 4.C and 4.D while in subcategory 4.B the ceiling per application is reduced by € 1,700 and the ceiling for an apartment building by € 3,500.

The costs of the above tables per specific intervention include any:

  • Additional necessary works for the complete implementation of the intervention, such as works and all kinds of materials for the adjustment of the window (eg special spacers, airtight tapes, etc.), scaffolding, coatings, small works to restore the appearance of the element in which it was done intervention, dismantling / demolition work and alternative management of the waste generated by them, screens, necessary work and interventions for the proper operation / behavior of the thermal insulation (including the cost of thermal insulation material, glue and plugs, fiberglass, and the coating, starting guides and other necessary parts, such as angle caps, etc., as well as the cost of the work), any small work to support the thermal insulation (cracks, waterproofing, with the necessary materials) , necessary roof interventions (eg tile replacement), electrical work and materials for the installation of a other necessary additional costs of materials and installation (such as the supply and installation of pipes, the supply and installation of a chimney per pipe diameter, the supply and installation of other boiler room accessories per installed system power, etc.), etc.
  • Labor costs incurred in the context of eligible interventions and are an integral part of them. This cost includes any required IKA insurance contributions for the construction works, which according to the current legislation (non-covered professions), are borne by the Beneficiary of the Program as "owner of the project".

The above limits of eligible costs include VAT (24%), which is an eligible cost for the Program. If suppliers are subject to a reduced VAT regime or are exempt from the obligation to file a tax return, then the eligible cost ceilings set out in this Chapter will be reduced by a corresponding percentage (%) of VAT. The basis of impairment is considered to be the initial cost before VAT 24%

In case of an apartment building application, the cost of the common expenses is divided based on the millimeters of co-ownership of the apartments.

For apartment building applications, eligible for the program is the part of the expenses related to the apartments that are included in the program.

The maximum eligible budget for VAT interventions per Beneficiary application (for a detached house / individual apartment / apartment as part of an application in an apartment building), may not exceed:

a. The product of € 1.0 on the total of the estimated annual primary energy savings (kWh) as it results from the AD Energy Efficiency Certificate.

b. The product of € 200 on the surface of main spaces as it results from the form E9.

c. The 28.000 € for detached house / individual apartment / apartment as part of an application in an apartment building.

In each case the individual ceilings per eligible expenditure of table 4.1.1 apply.

Eligible Budget for other expenses

In addition, the following other costs are subsidized by the Program at a rate of 100% of the cost, provided that the application is included in it and the minimum energy target is achieved (Chapter 3):

1. The cost required for the two energy inspections and the registration of the Proposal for Interventions and the Registration of Interventions.

The eligible fee for energy inspections is determined as follows:

For the A ‘PEA:

  1. For a detached house or apartment, the fee is set at 75 € increased by 2.5 € / sq.m. useful area of the property, with a maximum eligible amount regardless of the area 400 €.
  2. For buildings of many residential properties (apartment building), when the inspection concerns an apartment building, the fee is set at 75 € increased by 1.5 € / sq.m. total area of the "apartment building", with a maximum eligible amount regardless of the area of 1,250 €.

For the B ‘PEA:

  1. For a house or apartment, the fee is set at 75 € increased by 2.50 € / sq.m. useful area of the property, with a maximum eligible amount regardless of the area 400 €.
  2. For buildings of many residential properties (apartment building), when the inspection concerns an apartment building, the fee is set at 75 € increased by 1.50 € / sq.m. total area of the "apartment building", with a maximum eligible amount regardless of the area of 1,250 €.

2. The eligible fee for the preparation of the Electronic Building / Divided Property Identity is determined as follows:

  1. For a detached house or apartment, the fee is set at 150 € increased by 3 € / sq.m. useful area of the property, with a maximum eligible amount regardless of the area € 550
  2. (ii) For buildings of many residential properties (apartment building), when the training concerns an apartment building, the fee is set at € 250 increased by € 1.50 / sq.m. total area of the "apartment building", with a maximum eligible amount regardless of the area of € 1,400.

3. The eligible fee of the project consultant regarding the submission and management of the application, including the submission of supporting documents until the final disbursement, up to the amount of € 250 per individual application. In case of an apartment building, the same project consultant must be used for all the beneficiaries and his fee is set for an apartment building, up to the amount of € 250 increased by € 75 for each participating apartment, with a maximum total amount of € 700.

4. The eligible fee for any issuance of permits / approvals or elaboration of studies (in the context of issuing permits / approvals) required by the current legislation for the implementation of interventions (such as fee for approval of small-scale construction works, fee for interior design gas) is defined as follows:

  1. For a detached house / individual apartment, up to 250 € / fee, with the possibility of multiple permits / studies and up to the total amount of 400 €,
  2. For an apartment building, up to the amount of 150 € increased by 100 € for each participating apartment, with a maximum total amount of 750 € / fee, with the possibility of multiple permits / studies and up to the total amount of 1,000 €.

The maximum eligible cost of other costs may not exceed:
- 2,000 € per application (costs 1, 2, 3, 4), for a detached house / individual apartment,
- € 2,000 per apartment as part of an application in an apartment building (costs 1, 2, 3, 4), with a maximum amount of € 5,600 in total per application for an apartment building,
Please note that the types of other expenses (3), (4) must be stated when submitting the application..

In the case of more than one application from a beneficiary-natural person, the total amount of aid (grant, interest rate subsidy and gross grant equivalent - GNI) cannot exceed € 80,000 in all its applications. It is clarified that in the case of an apartment application in an apartment building, the above amount includes the proportion of utilities.

It is noted that the final eligible costs of interventions and other costs will be determined based on the submitted documentary costs. Both the final eligible cost of interventions and the final cost of other costs may not exceed the respective total amounts of the Inclusion decision as well as the individual ceilings of interventions and other costs of the program. Also, the grant is committed within the eligible intervention budget, but it is always paid on the final eligible intervention costs. In summary, the maximum prices are as follows:

(1) Possibility of more than one study with max limit per study and in total

All the above prices include VAT. 24%. In cases where the designers / consultants / energy inspectors are subject to a reduced VAT regime or are exempted from the obligation to file a tax return, then the ceilings of eligible costs set out in this Chapter and included in the admission decision will be reduced accordingly. percentage (%) VAT The basis of impairment is considered to be the initial expense before VAT 24%.

The Beneficiaries of categories 1 to 5 of Table 2.1.1 of the section "Description" sub-section "Eligibility" paragraph "Beneficiaries - Applications - Income Categories - Grant", are entitled to the corresponding grant according to table 2.2.2 of the same paragraph and undertake the payment of the remaining amount (private participation) of choice.

A) with Equity,

B) with a loan agreement, either for the amount they will choose or for the amount that will be approved by the financial institution,

or a combination of the above.

Exclusively for the Beneficiaries of the income category 1, in case of concluding a loan agreement, the possibility of guaranteeing the State for securing the loan to the financial institutions is provided. The guarantee will cover the amount at 100% of the loan based on the percentage corresponding to the Beneficiary from the total eligible budget.

The terms of the loan are defined in detail in the Operational Agreement between the Financial Management Body of the Program (Hellenic Development Bank SA) and the Financial Institutions (for which, among other things, the possibility of the State guarantee will be taken into account), as well as and in the loan agreement between the Organization and the Beneficiary.

In addition, the terms of the loan agreement are as follows:

  1. It is not permissible for the financial institution to claim collateral for the loan. Exceptionally, it is possible to be a guarantor when applying for a loan, in whatever cases it is necessary in order for citizens to improve their creditworthiness, especially in the case of the elderly, minors, as well as citizens who do not have a sufficient individual income, such as housewives and the unemployed.
  2. The duration of the loan is four (4), or five (5), or six (6) years and the interest rate subsidy apply to the entire duration of the loan.
  3. The interest-bearing repayment of the loan is done with a monthly frequency of installment payment and a fixed interest rate throughout the duration of the loan.
  4. The possibility is provided for early partial or full repayment of the loan without charge to the borrower.

The interest rate of the loan agreement, for the needs of the Program is fixed, amounts to 6.5% and is subsidized at a rate of 100% for all income categories. The contribution of L.128 / 22-28.8.1975 (Government Gazette A '178), which amounts to 0.12%, is charged to the Beneficiary. The financial institution does not burden the interested parties with the cost of managing a loan file. The cost of file management, for the applications that will be subject to the program, is covered by the resources of the Program.

The Financial Management Body of the Program pays the interest to the financial institution after the payment of the respective capital installment by the Beneficiary. In case of inability to pay a capital installment by the Beneficiary, the loan interest subsidy will be automatically terminated in case of late payment of 3 installments (3 months or more from the date of the first delay). In case of termination of the subsidy, there is no possibility of revocation and the loan is repaid with interest until its expiration, with the above fixed interest rate.

In case, during the implementation or even after the completion of the project, the loan agreement is terminated by the financial institution, the Financial Management Body no longer pays the interest to the financial institution, which now weighs on the Beneficiary.

The interest rate subsidy is eligible for the entire duration of the loan and the relevant amount, relating to the interest rate subsidy, for the entire period of implementation of the Program is transferred to a blocked guarantee account held in the name of Hellenic Development Bank SA.

It is not eligible and bears the beneficiary the cost of commissioning a money transfer order for the payment of contractors / suppliers, etc., made under the Program, in case the financial institution, with which the supplier cooperates, is different from this which the Beneficiary has chosen to cooperate with.

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